


HOSPITALITY INDUSTRY
The hospitality industry faces unique risks, including guest injuries, employment disputes, property damage, supply chain interruptions, food safety incidents, and liability from service failures or operational issues.
MULTIFAMILY HOUSING
Managing multifamily properties comes with complex risks, from premises liability and tenant disputes to property damage, security concerns, and legal compliance issues.

RISK SOLUTIONS
BeharSIR tackles the unique challenges businesses face by developing risk retention strategies that:
Protect Assets and Reputations – We help safeguard your business during disputes, ensuring that your assets and reputation remain intact through proactive risk management. Mitigate Liability Exposure – Our strategies are designed to reduce exposure to common liability claims, protecting your business from potential financial setbacks. Streamline Claims Management – For businesses handling a high volume of claims, we optimize legal and administrative processes, increasing efficiency and reducing the administrative burden.
HOW BEHARSIR WORKS
BeharSIR offers a tailored self-insured retention (SIR) program designed specifically for the hospitality industry and multifamily property owners.
Here’s how we help you manage risk effectively:
1. Initial Assessment
Our team starts by examining your operations, liability history, and financial goals to understand your unique risk profile. This helps us create a strategy that balances effective coverage with cost-efficiency.
2. Custom Program Development
Based on the assessment, our team develops a personalized SIR plan that includes coverage options, legal strategies, clear claims protocols, and compliance training to ensure your business is protected and prepared.

3. Ongoing Legal and Risk Management Support
Our team provides continuous support, monitoring claims trends, updating protocols, and making strategic adjustments to keep your program effective as your business evolves.
FEATURES OF BEHARSIR
Customized Risk Retention Plans
BeharSIR develops personalized SIR strategies that align with each client’s operational, financial, and legal needs. These plans are designed to enable businesses to retain control over claims management while minimizing insurance costs.
Proactive Claims Management
Through BeharSIR, businesses gain access to advanced claims handling processes, ensuring efficient resolution of disputes and potential lawsuits to reduce liability exposure. This proactive approach reduces liability exposure and accelerates settlements.
Legal Oversight and Support
BeharSIR integrates legal expertise into every stage of the claims process. From initial incident reporting to resolution, our team provides legal guidance to safeguard businesses against unnecessary liability.
Cost Control and Savings
By retaining a portion of their risk, clients participating in the BeharSIR program can significantly reduce premium costs and reinvest savings back into their operations.
Regulatory Compliance and Training
Our program provides comprehensive training to help your business stay compliant with local, state, and federal regulations. Key training topics include:
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Workplace Safety
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Hospitality Security Training
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EEOC Investigations
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Labor and Employment Laws
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Consumer Liability Protection
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Preventing and Investigating Sexual Harassment Claims
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Family and Medical Leave Act (FMLA)
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Navigating HIPAA & HITECH Regulations
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Fair Labor Standards Act (FLSA) and Wage Theft
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Wrongful Death Litigation
These training modules are designed to equip your team with the knowledge and tools necessary to navigate complex regulatory requirements and minimize legal risks.


PARTNERSHIPS WITH BROKERS AND INSURANCE COMPANIES
BeharSIR collaborates with leading insurance brokers and carriers to provide clients with a seamless risk management experience. These partnerships allow businesses to integrate their SIR strategy into existing insurance frameworks without disrupting operations. We also partner with the industry’s leading third party administrators who offer industry-specific expertise, customized claims and risk management solutions, as well as access to industry experts and specialized product offerings.
WHY CHOOSE BEHARSIR?
The BeharSIR program reflects our longstanding commitment to excellence and innovation in the legal and risk management industries. This program enables businesses to not only manage risks more effectively but also gain a competitive edge by reducing costs and improving their claims outcomes.


CLIENT SUCCESS WITH BEHARSIR
Our program has already delivered measurable results by:
Significantly reducing overall insurance premiums
Streamlining claims handling, resulting in faster resolutions
Ensuring compliance with state-specific insurance and liability laws
Lowering legal defense costs through proactive case management and litigation strategies



















